Thinking of choosing Klarna finance?

Get more time to pay with Klarna.

We’ve partnered with Klarna to give you a better shopping experience.

It’s smoooth and simple.

Klarna helps you elevate your shopping game. When you choose Klarna at checkout, you’ll get the option to shop now and pay later for your purchase. It's shopping the way it should be. Effortless, safe and fun.

The best way to shop.

Get deals on your favorite products, check your Purchase power, see all of your purchases in one place, extend your due dates, pay open balances and much more in the Klarna app. You can also log into your Klarna account at If you need any help, Klarna’s Customer Service is there for you.

Safe and secure.

Klarna uses the latest safeguards and security to protect your information and prevent unauthorized purchases.

How to shop with Klarna.

1. Add item(s) to your basket and head to checkout.
2. Select Klarna at checkout and choose how you would like to pay.
3. Manage your orders and payments in the Klarna app.

About Klarna

We’re on a mission to elevate shopping by reshaping the entire experience from browsing to owning. We do this by giving you convenience, perks and inspiration.

Founded in Stockholm, Sweden, Klarna is one of Europe's fastest-growing companies and a leading alternative payment provider. We have 6,000+ employees from 100+ nationalities, and are leading the way for alternative payments by serving 150 million active consumers and over 450,000 retail partners.

Payment Options

  • Pay now
  • Pay in 3
  • Pay in 30 days
What is pay now?

Pay immediately and in full, with the same seamless payment experience you know and expect from Klarna. Debit or credit card accepted.


Where is Pay now available?
Pay now is available to customers from all US states and Puerto Rico. Klarna Pay now is not available in other US Territories.

What is pay in 3?

Klarna's Pay in 3 lets you split your purchase into three equal payments, with the first at checkout and the next two spread a month apart, directly from your card or bank, all interest-free. It's a straightforward way to manage bigger buys, making shopping smoother and budgeting easier. Get what you love now and pay over time, without the extra cost.


How does Klarna Pay in 3 work?
When you choose Klarna Pay in 3 at checkout, your total purchase amount is divided into three equal payments. The first payment is made when your order is confirmed. The next two payments are scheduled 30 and 60 days later, respectively. These payments are automatically taken from your debit or credit card, so there's no need to remember to make payments.

Are there any fees for using Klarna Pay in 3?
No, Klarna Pay in 3 is interest-free, and there are no additional fees when payments are made on time.

Do I need to sign up for Klarna before using Pay in 3?
No prior signup is necessary. You can choose Klarna Pay in 3 at checkout on our website. You'll be guided through the process, which includes a soft credit check to confirm your eligibility.

How do I know if I'm eligible for Klarna Pay in 3?
Eligibility for Klarna Pay in 3 is determined through a soft credit check, which won't affect your credit score. Factors such as your credit history, previous order history with Klarna, and the order amount might influence your eligibility.

Can I pay off my Klarna Pay in 3 plan early?
Yes, you have the option to pay off your balance early through the Klarna app. Simply log in to your account, select the purchase, and choose the option to pay it off.

What happens if I miss a payment with Klarna Pay in 3?
If a payment is missed, Klarna will automatically attempt to collect the payment again. You'll be notified and given the opportunity to update your payment information. It's important to manage payments responsibly to avoid any impact on your ability to use Klarna in the future.

How do returns work with Klarna Pay in 3?
If you return part or all of your order, the refunded amount will be applied to your outstanding Klarna balance, reducing what you owe. If the refund exceeds your balance, the excess amount will be returned to the card you used for the original payment.

What is pay in 30 days?

Order today and enjoy up to 30 days before you pay in full.** Now you can receive your purchase, make sure you love it IRL, and only pay for what you decide to keep. No upfront payment, no interest, and no fees when you pay on time.

**See payment terms. CA resident loans made or arranged pursuant to a California Financing Law license.


What is Pay in 30 days and how does it work?
Klarna’s ‘Pay in 30 days’ allows you to receive your order up front and get up to 30 days to pay without any interest and fees. In the Klarna app, you’ll have the option to pay off the balance earlier or extend the due date to a later date, if needed.

If your order is eligible for ‘Pay in 30 days’, the option will be presented at the time of checkout. As soon as the store ships your order, you will receive an email from Klarna outlining your payments. Your purchase and payments will then be visible and manageable in the Klarna App.

Good to know: There is no fee to use Pay in 30 days.

Will this require a credit check and will it impact my credit score?
Klarna may perform a soft credit check when you apply for Pay in 30 days. This type of check will not impact your credit score or show up as a hard inquiry on your credit report.

Which payment methods are accepted?
Klarna currently accepts debit and credit cards as a form of payment when checking out with Pay in 30 days.

Can I pay off my order early?
Yes, there will be an option to pay early in the Klarna email correspondence OR via the Klarna App.

Is shopping with Klarna safe?
The highest security standards are used to protect your data and personal information.

  • All payment information is processed securely
  • No details are transferred to or held by the store
  • All transactions take place via secured connections following strict security protocols
  • You can remove your linked bank account or card at any time
If you want to know more about the way we handle your personal information, please read our Privacy Policy.
See our Cookie Policy for information about how we use cookies and your ability to choose how to use them.

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